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Authorize.net Gateway vs. DowCommerce Payment Gateway

For a credit card payment to be processed at any merchant site, the information provided by the customer needs to be transferred to the card issuing bank. This is done by means of electronically integrating all the components of the system using a payment gateway. Two most popular and leading payment gateway providers that are available in the market include Authorize.net and DowCommerce.

Both of these providers have many features that are common.  Most importantly, both these services are compatible with every major web hosting company and shopping cart software.  Both of these providers have been developed using internet-protocol platform and provide browser-based solutions. Last thing is that it is easy to integrate both of these payment gateways. However, they do differ from each other in certain aspects.

DowCommerce is considered to be the most powerful payment gateway service provider that is currently available in the market. On the contrary, Authorize.net has been in operation since 1996 and boasts of a network of more than 200,000 internet business owners. In this regard, Authorize.net is more reliable in terms of ensuring data security. One aspect that separates Authorize.net from other payment gateway service providers is that it offers a prompt and valuable technical support to customers 24×7. Customers also have access to online support documentation.

Another major difference between DowCommerce and Authorize.net is in terms of costs. One can save hundreds of dollars through a DowCommerce account. This is because a DowCommerce account costs less than $20 per month. In case of DowCommerce, the merchant doesn’t need to pay any setup costs. Even the transaction costs seem to be lower. DowCommerce charges customers with a transaction fee of 10¢ per each transaction and a discount rate of 2.14% on the purchase price.

Both Authorize.net and DowCommerce offer a variety of features to their customers. Some of these include recurring billing module, integrated shopping cart, QuickBooks integration and Multi-User Access. Anyone, who opens a DowCommerce account, can avail these features free of cost. In case of Authorize.net, customer needs to pay certain charges so as to utilize some of these features.

Both of these payment gateway service providers offer advanced fraud processing measures to prevent the occurrence of identity thefts and credit card frauds. Dow Commerce uses state-of-the-art fraud prevention technology, a service that is provided to users at a minimum monthly charge of $10. On the other hand, Authorize.net employs a variety of security features such as 128-bit SSL Encryption, Address Verification Service (AVS) and Card Code Verification (CCV) plus Fraud Detection Suite.